CFP® · SEC-Registered · Worthington, OH

Wealth that works as hard as
you have.

Balance Wealth Partners takes a comprehensive view of your financial life — planning, investments, taxes, estate, and insurance — so every piece works together and nothing falls through the cracks.

Call us Mon–Fri, 9am–5pm:   800-551-7787
CFP® Certified Advisors
3 Office Locations
SEC-Registered (Form CRS)
6 Planning Disciplines
Founder
Bob Gavlak, CFP®
Serving
Ohio & Colorado
Credentials
Two CFP® Advisors
Regulated
SEC-Registered RIA
Where Are You In Your Journey?

We meet you where you are

Whether you're building wealth, approaching retirement, or running a business, our advisors understand your specific challenges and goals.

Building Your Future

You're in your 30s or 40s, income is growing, and you're ready to be more intentional with your money. Let's build a plan that compounds over time.

Start Planning

Planning for Retirement

Retirement is 5–15 years away. You need clarity on whether you're on track, a tax strategy, and a plan for turning savings into income you won't outlive.

Get a Retirement Review

Business Owner

Your business is your biggest asset and your biggest risk. We help you separate business finances from personal wealth and build a succession-ready plan.

Talk Business Planning
What We Do

Six disciplines. One integrated plan.

Most advisors focus on investments. We focus on your entire financial life — because what happens in one area always affects everything else.

01

Financial Planning

We map out your full financial picture — cash flow, goals, savings rate, insurance gaps, and long-term projections — and build a written plan that evolves with you.

Outcome: A clear financial roadmap with priorities, timelines, and specific next steps — not just a portfolio.
02

Investment Management

Our CIO, Nic Gookin, leads a disciplined investment process built on your goals, time horizon, and risk tolerance — not market speculation or commission-driven products.

Outcome: A portfolio designed to grow your wealth over time with cost efficiency and alignment to your plan.
03

Retirement Planning

From Social Security timing and required distributions to building sustainable income, we help you plan the transition so retirement feels like a destination, not a cliff edge.

Outcome: Confidence in when you can retire, what you'll have, and how to make it last.
04

Tax Planning

We work alongside your CPA to identify strategies that reduce your lifetime tax burden — not just this year's bill. Roth conversions, tax-loss harvesting, income timing, and more.

Outcome: Proactive tax strategies that keep more of your money working for you.
05

Estate Planning

Coordinating with your estate attorney, we ensure your assets transfer cleanly, beneficiaries are current, and your wishes are documented — so your family isn't left figuring it out.

Outcome: An estate plan that reflects your current life and protects the people you care about.
06

Insurance Planning

We audit your existing coverage — life, disability, long-term care — and identify gaps or over-insurance. We recommend what you need and nothing more.

Outcome: The right coverage at the right cost, integrated with your financial plan.
Our Process

What to expect when you work with us

We believe you should know exactly what you're getting — and exactly what it will cost — before you commit to anything.

  • 1

    Introductory Conversation

    We start with a no-obligation call to learn about your situation, answer your questions, and make sure we're the right fit for each other. No sales pitch.

  • 2

    Discovery & Analysis

    We gather the full picture — accounts, income, goals, tax situation, insurance, estate documents — and analyze where you stand against where you want to be.

  • 3

    Your Financial Plan

    We deliver a written financial plan with clear recommendations, prioritized action steps, and projections you can actually understand. No jargon, no binders you'll never open.

  • 4

    Ongoing Partnership

    We meet regularly to review progress, adjust as life changes, and keep every discipline — investments, taxes, estate — working together. Your advisor is accessible year-round.

How we charge

Balance Wealth operates as a fee-based advisory firm. That means our compensation is tied to helping you — not to selling you products. Your advisor can walk you through the specific fee structure during your introductory conversation.

As a registered investment adviser, Balance Wealth is required to act in your best interest as a fiduciary. Our Form CRS is filed with the SEC and available upon request.

Ask About Our Fees
Our Team

The people behind your plan

Our advisors aren't generalists. Each brings a distinct specialty so that every part of your financial life has a dedicated expert.

BG

Bob Gavlak

Founder & Lead Advisor CFP®
SC

Shaun Carney

Partner & Advisor CFP®
NG

Nic Gookin

Chief Investment Officer
RM

Ryan Mannen

Chief Operating Officer
NL

Nora Lamendola

Chief Experience Officer
TP

Tyler Purcell

Advisor
Client Voices

What clients say

Placeholder section — replace with real client testimonials before launch. Quotes should be verbatim with written client permission.

"Working with Balance Wealth completely changed how I think about my finances. For the first time I have a real plan — not just an investment account — and I know exactly where I stand."

JD
[Client Name] Worthington, OH — Pre-Retiree

"Bob and the team helped me see how much I was leaving on the table in taxes. The Roth conversion strategy alone has been worth more than their fees many times over."

MP
[Client Name] Columbus, OH — Business Owner

"I appreciated that they took the time to explain everything clearly. I finally feel like my advisor is actually on my side and not just managing a portfolio."

SK
[Client Name] Liberty Township, OH
Financial Insights

Clarity when you need it most

Our advisors share practical thinking on the planning questions that matter most to the families and business owners we work with.

Retirement Planning

When to Claim Social Security: The Decision That Matters Most

Timing your Social Security claim by a few years can mean a meaningful difference in lifetime income. Here's how to think through the decision.

Read more
Tax Planning

Roth Conversions: Why the Best Window Might Be Right Now

If you're in a lower-income year — or expect tax rates to rise — converting to a Roth IRA can reduce your lifetime tax bill significantly.

Read more
Estate Planning

Five Estate Planning Mistakes Ohio Families Make (And How to Avoid Them)

Most estate planning problems aren't about the will — they're about outdated beneficiary designations, wrong titling, and missing coordination.

Read more
Get In Touch

Ready to take the next step?

Start with a conversation. Tell us where you are and where you want to go — and we'll tell you honestly whether we're the right fit to help you get there.

Worthington, Ohio
5701 North High Street, Suite 100
Worthington, OH 43085
Liberty Township, Ohio
7100 Foundry Row, Suite 288-60
Liberty Township, OH 45069
Montrose, Colorado
401 E Main St
Montrose, CO 81401
Monday–Friday, 9:00 AM–5:00 PM

Schedule a Conversation

Tell us a bit about yourself and we'll reach out within one business day.

Your information is never shared or sold.